The calm at the center of a pearl

May 24, 2008

Money blogs and college students

Filed under: Uncategorized — Tags: , , , — kyraninse @ 12:53 am

Bah, it’s now 51 minutes past my deadline. 😦 So I’m going to be double posting today.

Anyways. I’ve been reading financial blogs and it’s struck me that no one really has many good ideas for college students.

To be honest, I don’t think the “spend less than you earn” concept applies when you don’t have a job.

I suppose that begs the remark “then get off your lazy bum and find one”.

Frankly, I went to a private college that required you to petition for a class overload because the normal 4 credit course load was considered more than enough work to keep us occupied, and I wouldn’t have liked to have taken on a 40 hour work week on top of that.

Not to mention, really, if I’m paying out my nose for a good education, I really want to make the most of it. Maybe do an internship or two, participate in some extracurricular activities, do some networking — perhaps even have a life.

Call me spoiled if you like. I suppose I am.

But then — with that mindset it’s undeniable that the run of the mill financial blog is not very helpful. With an eye towards that, I’m looking for ideas that are slightly more feasible.

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3 Comments »

  1. I think one thing you can find in common about most finance blogs is that they discuss their journey out of debt from past financial mistakes they made during their college years. The principles of finance don’t change. One dollar made minus two dollars spent still means you are in debt. It would be awesome to have someone understand the principles of finance and go through college living within their means, as if there are principles that have been challenged and are ready to be accepted as truth.

    The other similarity to college students to other financial situations is your large college loan. It is similar to those that have a mortgage. It is too large to pay off, so people have to exist with this over-arching “good” debt.

    I think you can find a lot of similarities to college finances to other finances you will find in life. If you live within your means, you will find you will be better prepared and ahead once you leave college to face much more complicated situations.

    When you are trusted with a small responsibility and do well, life has a way of giving you more responsibility.

    God Bless!

    http://www.beatingdebt.wordpress.com

    Comment by BDO — May 25, 2008 @ 6:53 pm

  2. I think I should have been clearer. I’m not saying that they aren’t helpful — but in certain situations they aren’t precisely what I’m looking for. For example, sites that suggest ideas such as donating eggs/ plasma or asking if the psych dept. has any cash-compensated studies going is going to be slightly more useful than sites telling me about either basis mathematical concepts that I know already or telling me what I can do to invest money/save for an IRA / etc when I both have no ability to take on a second job and when I have no extra cash to spare. It’s a matter of timing, I’m afraid.

    Comment by kyraninse — May 25, 2008 @ 10:37 pm

  3. Somehow i missed the point. Probably lost in translation 🙂 Anyway … nice blog to visit.

    cheers, Useability!!!

    Comment by Useability — June 19, 2008 @ 8:29 pm


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